Sachetisation Of Mutual Funds : 250 Rs SIP for all, but How choosing wisely is still hard ?
SEBI’s new initiative of a 250 Rs SIP Plan would help gain more inclusivity but …….. ?
Complex funds would make selection challenging …….
The 250 Rs SIP plan I believe will help more income groups gain access to the ever growing mutual funds industry, who currently find 500-1000Rs investing into the SIP’s a task at hand.
The 250 Rs SIP plan would make stocks and bonds accessible with relatively small amount at hands.
Mutual funds provide access to diverse portfolios which an otherwise challenging task for individual investor to compose independently.
The 250 Rs therefore would help a wider income group gain access to the professional fund management coupled with diversified portfolios.
SEBI refers this step as “SACHETISATION OF MUTUAL FUNDS” which draws parallels with small packaging which helped gain consumer industry more and more traction
But mutual funds schemes are complex, a SEBI report says before 2018 90% mutual fund schemes were much more simple-diversified instruments for investments, but after 2018 only 37% simple-diversified funds remain…
The mutual fund industry is focussed towards a more direct approach of thematic funds and these funds are complex to understand unless you are an ardent learner of financial markets.
with growing access to mutual funds industry through various hands on digital platforms investing mistakes are likely, hence a financial advisor is a must before you get going…
We at wealthlife believe In INDIAs growth story as a whole and our leap towards becoming a “VISHWAGURU” in the coming DECADES… Hence SEBI’s step towards wider financial groups inclusion is a Great Step !
